Pradhan Mantri Atal Pension Yojana Scheme (Pradhan mantri atal pension yojana kya hai)
Pradhan Mantri Atal Pension Yojana (APY) is a pension scheme launched by the Government of India in 2015 to provide financial security to workers in the unorganized sector.
Under this atal pension yojana mp scheme, individuals can receive a guaranteed monthly pension between Rs. 1000 and Rs. 5000, depending on the contribution they make and the period of contribution. The scheme is available for those between 18 and 40 years of age and requires the individual to contribute to the scheme for at least 20 years.
The contribution amount depends on the age of the individual and the amount of pension they want to receive. The PMAPY scheme is administered by the Pension Fund Regulatory and Development Authority (PFRDA) and is implemented through the National Pension System (NPS) architecture.
Pradhan Mantri Atal Pension Yojana Chart
Here is the table outlining the contribution and pension amount under the Pradhan mantri atal pension yojana in hindi based on the age of entry and the chosen pension amount:
Atal Pension Yojana Payment Details
Age of Entry Years of Contribution Monthly Pension of Rs. 1,000 Monthly Pension of Rs. 2,000 Monthly Pension of Rs. 3,000 Monthly Pension of Rs. 4,000 Monthly Pension of Rs. 5,000
- 18 years 42 years Rs. 42 Rs. 84 Rs. 126 Rs. 168 Rs. 210
- 19 years 41 years Rs. 46 Rs. 92 Rs. 138 Rs. 183 Rs. 228
- 20 years 40 years Rs. 50 Rs. 100 Rs. 150 Rs. 198 Rs. 248
- 21 years 39 years Rs. 54 Rs. 108 Rs. 162 Rs. 215 Rs. 269
- 22 years 38 years Rs. 59 Rs. 117 Rs. 177 Rs. 234 Rs. 292
- 23 years 37 years Rs. 64 Rs. 127 Rs. 192 Rs. 254 Rs. 318
- 24 years 36 years Rs. 70 Rs. 139 Rs. 208 Rs. 277 Rs. 346
- 25 years 35 years Rs. 76 Rs. 151 Rs. 226 Rs. 301 Rs. 376
Note: The premium of atal pension yojana pension amount will vary depending on the age of entry and the chosen contribution amount. These are only indicative figures.
What Are The Benefits Of Atal Pension Yojana
1. Provides financial security:
Prime minister atal pension yojana ensures that the beneficiaries receive a monthly pension after their retirement. This helps in providing financial security during old age.
2. Affordable contribution:
The Pradhan mantri atal pension yojana hindi scheme allows individuals to contribute a small amount every month, making it affordable for people from all economic backgrounds.
3. Guaranteed pension:
The scheme provides a guaranteed pension to the beneficiaries, ensuring that they receive a fixed amount of money every month.
4. Tax benefits:
Contributions made towards the Atal Pension Yojana are eligible for tax benefits under section 80CCD of the Income Tax Act.
5. Easy enrollment:
Enrolling in the scheme is easy, and requires minimum documentation.
6. Inflation-protected pension:
The pension amount under the scheme is linked to the inflation rate, ensuring that the purchasing power of the pension does not erode over time.
7. Extended benefit to spouse:
In case of the death of the pensioner, the spouse is entitled to receive the pension for the rest of their life.
8. Portable pension:
The scheme allows individuals to shift their pension account from one bank or post office to another, making it easier for them to manage their pension account.
Pradhan Mantri Atal Pension Yojana Online Apply
Here are some steps you can follow to apply for the Pradhan mantri atal pension yojana details (APY) online:
1. Visit the official website of APY at Click Here
2. Click on the "APY Registration" tab on the homepage.
3. Select the option for "Individual Subscriber" or "APY- eNPS."
4. Fill in the required personal details like name, Aadhaar number, date of birth, address, etc.
5. Provide the bank account details such as the account number, bank name, branch name, and branch IFSC code.
6. Choose the monthly contribution amount and the pension amount you wish to receive after retirement.
7. Verify all your details and click on the "Submit" button to complete the online application process.
Once your application is approved, a Permanent Retirement Account Number (PRAN) will be allocated to you, and you will receive an account opening confirmation on your registered email or mobile number.
Pradhan Mantri Atal Pension Yojana Pdf
Pradhan Mantri Atal Pension Yojana Online Apply Sbi
I can provide you with the steps to apply for Pradhan Mantri Atal Pension Yojana online through SBI's website:
1. Visit the SBI official website click here and navigate to the "Personal Banking" section.
2. Click on the "Atal Pension Yojana" link under "Products" from the dropdown menu.
3. Read the details and eligibility criteria for the scheme, and click on the "Apply Online" button.
4. Fill in the application form with the required details such as your name, age, gender, Aadhaar number, mobile number, email ID, etc.
5. Select the pension amount you wish to receive after your retirement and choose the mode of payment.
6. Verify all the details before submitting the form.
7. After submission, you will receive an acknowledgment message on your registered email ID and mobile number.
8. Post verification of your application, SBI will open your account and allocate a Permanent Retirement Account Number (PRAN).
9. You can then visit the nearest SBI branch and submit the requisite documents to complete your registration process.
I hope this helps!
Pradhan Mantri Atal Pension Yojana Icici Bank
ICICI Bank offers the Pradhan Mantri Atal Pension Yojana (APY) to its customers. This scheme is aimed at providing a guaranteed pension to citizens between the age of 18 and 40 years who have enrolled for the scheme before 31st March 2021.
Pradhan Mantri Atal Pension Yojana 2023: Apply online for APY
Under the APY, customers can choose a pension plan with a monthly pension amount ranging from Rs. 1,000 to Rs. 5,000, depending on their age and contribution amount.
The pension amounts are guaranteed by the government and the scheme also offers a fixed minimum pension to the spouse in case of the subscriber's demise.
To avail the APY scheme from ICICI Bank, customers can visit any ICICI Bank branch or log on to the ICICI Bank internet banking portal. Customers need to have an ICICI Bank Savings Account to apply for the APY scheme. The bank also offers a variety of tools and resources to help customers understand the scheme and make informed decisions.
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