Pradhan Mantri Awas Yojana (PMAY) is a flagship scheme of the Indian government launched in 2015 to provide affordable housing to the urban and rural poor populations in India. Pradhan Mantri Awas Yojana scheme has two components: PMAY (Urban) and PMAY (Gramin). The PMAY (Urban) is aimed at providing affordable housing to the urban poor, while PMAY (Gramin) is aimed at providing affordable housing to the rural poor.

Pradhan Mantri Awas Yojana (PMAY) 

Under the PMAY (Urban), the government aims to construct 20 million affordable houses by 2022. The scheme provides financial assistance to eligible beneficiaries in the form of interest subsidies on home loans, credit-linked subsidy, and direct beneficiary-led construction of houses. The scheme also provides beneficiaries with amenities and infrastructure such as water supply, power supply, sanitation, and transportation.

Pradhan Mantri Awas Yojana (PMAY) 2023


Under the PMAY (Gramin), the government aims to construct 10 million houses by 2022. The scheme provides financial assistance to eligible beneficiaries, including marginalized and vulnerable sections of society such as scheduled castes and tribes, minorities, and women. The scheme also aims to provide technical support to beneficiaries for the construction of houses, including the use of locally available, eco-friendly building materials.

How can take advantage of Pradhan Mantri Awas Yojana?

Pradhan Mantri Awas Yojana is an ambitious housing scheme launched by the government of India in 2015. The objective of this scheme is to provide affordable housing to the urban and rural poor in India.

If you are looking to take advantage of this scheme, here are some steps you can follow:

  • Visit the official website of PMAY and fill in the required details.
  • Check if you are eligible for the scheme. The eligibility criteria may vary depending on your income level and other factors.
  • Choose an appropriate category under PMAY that suits your needs. The categories include Economically Weaker Section (EWS), Low Income Group (LIG), Middle Income Group-1 (MIG-I), and Middle Income Group-2 (MIG-II).
  • Apply for a housing loan under PMAY through a bank or financial institution that is part of the scheme.
  • Once your application is approved, you can start the process of buying a house under PMAY.

It is important to note that you may need to provide certain documents such as income proof, bank statements, and Aadhaar card to apply for the scheme.

Overall, PM Awas Yojana is a Good Start by the Indian govt. to provide affordable home to the poor. If you meet the eligibility criteria, you should definitely consider applying for the scheme.

What is the amount of Pradhan Mantri Awas Yojana 2023?

as per the latest available information, the total budget allocation for Pradhan Mantri Awas Yojana (PMAY) for the financial year 2022-23 was around Rs. 27,000 crore. This budget allocation is subject to change with updates from the government.

Who is eligible for PM Awas Yojana?

Pradhan Mantri Awas Yojana (PMAY) is a government scheme for providing affordable housing to the economically weaker sections (EWS), low-income groups (LIG), and middle-income groups (MIG) in urban areas.

The eligibility criteria for PM Awas Yojana is as follows:

  • Beneficiaries should be aged between 21 and 55 years.
  • They should not already own a house in their name or their family member’s name.
  • The annual income of EWS beneficiaries must be up to Rs. 3 lakhs.
  • The annual income of LIG beneficiaries must be between Rs. 3 lakhs and Rs. 6 lakhs.
  • The annual income of MIG-I beneficiaries must be between Rs. 6 lakhs and Rs.12 lakhs.
  • For MIG-II beneficiaries, the annual income should be between Rs. 12 lakhs and Rs. 18 lakhs.
  • Women should be the joint owner of the property.
  • The beneficiary should provide their Aadhaar number for identification.
  • Applicants can apply for PMAY through a common online application form available on the official PMAY website or directly at a Common Service Centre (CSC) near their locality.

Required Documents in Pradhan Mantri Awas Yojana?

  • Voter card
  • Aadhaar Card.
  • Passport
  • Driving license
  • Photo credit card
  • Government Photo ID Card
  • Letter from recognized authority

How to add name in Pradhan Mantri Awas Yojana 2023?

To add your name in Pradhan Mantri Awas Yojana, you need to follow these steps:


  • Visit the official website of PMAY at https://pmaymis.gov.in/.
  • Click “Citizen Assessment” button from main menu.
  • Select the appropriate option based on your income category.
  • Enter your Aadhaar number and click  “Submit” button.
  • Enter all the necessary details in the application form, such as personal details, income details, and contact details.
  • Upload all the required documents such as Aadhaar card, income proof, photo, and others.
  • Click on the “Submit” button, and you will receive an application number.
  • Take a print of the application form for future.

Once you submit the application, it goes for verification, and if all the details are correct, your name will be added to the Pradhan Mantri Awas Yojana beneficiary list.

How to check money of Pradhan Mantri Awas Yojana 2023

Here's how you can check the status of your application for Pradhan Mantri Awas Yojana:

  • Visit the official PMAY website at https://pmaymis.gov.in/
  • Click on the 'Citizen Assessment' option in the header menu.
  • Select the appropriate application category: Slum Dwellers, Economically Weaker Section (EWS), Light Income Group (LIG), Middle Income Group-I (MIG-I), or Middle Income Group-II (MIG-II).
  • Enter your Aadhaar number and click Submit button.
  • Your application status, which includes the amount of money allotted, will be displayed on the screen.
  • In case the money has been sanctioned, you can follow up with the bank or financial institution to track the disbursement and transfer of funds into your account.

How to download PM Awas Yojana List

  • Go to the official website of PM Awas Yojana: https://pmaymis.gov.in/
  • Click on the ‘Search Beneficiary’ tab from the menu options
  • Select your preferred search option - ‘By Name’, ‘By Father’s Name’ or ‘By Mobile Number’.
  • Enter the required details as per the selected search option and click on the ‘Show’ button.
  • If you have entered the correct details, the PMAY list will be displayed on the screen.
  • Click ‘Download’ button to download the list.
  • Note: The PMAY list may not be available for download in some states due to privacy concerns. In such cases, you can contact the respective State/UT Nodal Agency for more information.

What to do if Pradhan Mantri awas is not available?

If your name is not included in the Pradhan Mantri Awas Yojana or for any kind of help or complaint related to the Pradhan Mantri Awas Yojana, you can contact on the following numbers 

Rural – 1800-11-6446.

Urban – 1800-11-3377, 1800-11-6163.

Toll free number -1800-11-8111, 1800-34-56527

Mobile whatsapp number – 7004193202.


Pradhan mantri Awas Yojana FAQ

Q. Who is not eligible for PMAY?

A. Whose annual income is more than 18 lakh rupees.  Those who have a permanent house anywhere in the country.  Have taken any grant earlier to buy a house.

Q. Can I apply for PMAY on my own?

A. Under this, eligible applicants can fill the form under slum dwellers and other three categories.

Q. Pradhan Mantri Awas Yojana benefits

A. Under this scheme, the government provides money to the people to build houses.  Apart from this, subsidy on home loan can also be availed for buying a home, renovating it or for any kind of expansion.

Q. When did the PM Awas Yojana start?

A. 25 June 2015